About Us

From our foundation, we have operated consistent with the high ideals of serving and educating the community, providing for its financial service needs and doing so with an understanding of our responsibilities.

As the faces of our community, the associates and shareholders of Uwharrie Capital Corp and its subsidiaries pledge to serve as passionate advocates for our Vision and Mission.

Our Vision

We intend to be a financial services company dedicated to excellence in empowering communities of people to secure financial self-sufficiency.

Our Mission

Empowering people with sufficient financial literacy and resources to achieve financial independence.

Build authentic personal, business and civic relationships to understand and meet the financial needs of our customers and enhance the economic vitality of the communities we serve.

Providing excellent stewardship of the resources entrusted to us for the benefit all of our stakeholders.

Our Core Values

Fiscal Responsibility

We will always strive to achieve a balanced approach to meeting the needs of our stakeholders. We will be responsible stewards of our shareholders' money.

Accountable To The People

We will strive to fulfill our unique mission as a financial services provider. We will maintain a broad shareholder base and be guided by a Board of Directors which represents the various interests and financial needs for the communities we serve.

Customer Service

We will provide our customers exceptional service, competitive rates, money management, professional assistance and technology to help meet their diverse financial needs.

Economic Education

We will contribute to the financial literacy and/or economic benefit of our community.

Social Awareness

We will incorporate social responsibility and community altruism in our investment decisions.