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Fixed Rate Mortgage

couple standing outside their home

This is a traditional mortgage loan with a fixed interest rate that locks in and stays the same for the entire term of the loan. Straightforward, flexible terms from 10 to 30 years make this loan one of the most popular financing options for homebuyers.

  • Predictable monthly payments over the life of your mortgage
  • Flexible term lengths from 10 to 30 years
  • Locked in interest rate
  • Mortgage amounts up to $417,000 (Looking for a mortgage over $417,000, look at our Jumbo Mortgage options)
  • Available for purchases or refinance
  • Refinance may reduce your payment
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Call 800.438.6864Talk to a Mortgage Loan Officer


Uwharrie Bank, NMLS# 447110

Normal credit approval applies.