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USDA Mortgage

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A USDA Mortgage may be an option for our customers in rural communities. It provides up to 100% financing on a maximum mortgage of $424,100 for a qualified buyer. In certain cases, closing costs may be financed in with the purchase of the house. Offered by the U.S. Department of Agriculture, a USDA loan is designed to promote home ownership in rural communities. Contact us today to see if a USDA mortgage is right for you.

  • Low or no down payments
  • 100 percent financing available
  • Flexible terms from 10 to 30 years
  • Competitive interest rates
  • Can finance up to $424,100
Apply NowCall 800.438.6864Talk to a Mortgage Loan Officer


Uwharrie Bank, NMLS# 447110

Normal credit approval applies.