Mortgage Loans

Uwharrie Bank ensures a smooth, hassle-free application process on our customizable mortgage loans.

  • Competitive rates
  • Affordable payments
  • Fast local decisions
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  • Mortgage Refinance

    Mortgage Refinance

    Are you getting the best deal on your house payment? Let us see if we can help you save some money.

    • Refinance with us and save
    • Fast response times
    • Quick local decisions

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  • Instant Issue Insurance

    Instant Issue Insurance

    Ensure your family doesn't have to worry about making mortgage payments in the event of a death.

    • A fast & convenient process
    • Coverage from $25,000 - $350,000
    • No medical exams or tests

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  • Home Equity Line of Credit

    Home Equity Line of Credit

    Available to qualifying homeowners, this is a smart choice for financing almost anything you can dream up.

    • Amount based on equity
    • Easy access to funds
    • Pay only for what you use

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  • Home Equity Loan

    Home Equity Loan

    Whatever it is you're dreaming about, you can make it a reality with an affordable Home Equity Loan.

    • Fixed and variable rates
    • Affordable payments
    • Quick approvals

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  • Bank Owned Properties

    Bank Owned Properties

    Browse through our current bank owned properties and find the property that's right for you.

    • Financing available
    • Real Estate Agent info included

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