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Find The Right Checking Account For You
Our Recommendation
How many total items* do you anticipate having on a monthly basis?
Less than 170
171 – 324
325 – 524
Greater than 525
*Items include deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions and POS transactions
What do you anticipate will be your checking account’s minimum monthly balance?
Less than $5,000
$5,000 - $7,499
Greater than/Equal to $7,500
What do you anticipate will be your total deposits (checking, savings or CDs) for your business?
Less than $15,000
$15,000 - $19,999
Greater than/Equal to $20,000
If you are a non-profit, or a State, County, Municipal Agency, please contact us for a recommendation.
Business Select Checking
This checking account is a cost-conscious choice for small to medium-sized businesses. You’ll receive 525 free items each month and a lot of extra benefits.
WHY IS THIS ACCOUNT THE BEST FIT FOR ME?
Account Features Include:
Waived monthly maintenance fee of $30 based on keeping a minimum balance of $7,500
Waived monthly maintenance fee of $30 based on keeping total deposits with us at $20,000 or greater
525 items included monthly*
Online banking and bill payment
Mobile banking app
eStatements
Detailed statements with check images
Write checks
Debit card
Can Deposit Money Via:
Direct deposit
Remote deposit
Drive through
ATM**
In Branch
Learn More
Call 800.438.6864
Contact Us
*This includes deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions, and POS transactions. **Can complete at all Uwharrie Bank ATMs with a Business Uwharrie Bank Debit Card.
Business Advantage Checking
This affordable account offers an excellent way for medium-sized businesses to manage cash flow. Receive 300 items each month at no additional charge and enjoy a complete line of free services.
WHY IS THIS ACCOUNT THE BEST FIT FOR ME?
Account Features Include:
Waived monthly maintenance fee of $20 based on keeping a minimum balance of $5,000
Waived monthly maintenance fee of $30 based on keeping total deposits with us at $20,000 or greater
300 items included monthly*
Online banking and bill payment
Mobile banking app
eStatements
Write checks
Debit card
Can Deposit Money Via:
Direct deposit
Remote deposit
Drive through
ATM**
In Branch
Learn More
Call 800.438.6864
Contact Us
*This includes deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions, and POS transactions.**Can complete at all Uwharrie Bank ATMs with a Business Uwharrie Bank Debit Card.
Economy Checking
This practical checking account is a solid choice for smaller businesses. Take advantage of 150 free items each month and a complete line of free services.
WHY IS THIS ACCOUNT THE BEST FIT FOR ME?
Waived monthly maintenance fee of $12 based on keeping a minimum balance of $2,500
150 items included monthly*
Online banking and bill payment
Mobile banking app
eStatements
Write checks
Debit card
Can Deposit Money Via:
Direct deposit
Remote deposit
Drive through
ATM**
In Branch
Learn More
Call 800.438.6864
Contact Us
*This includes deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions, and POS transactions.**Can complete at all Uwharrie Bank ATMs with a Business Uwharrie Bank Debit Card.
Custom Proposal
You have a unique business with unique needs. At Uwharrie Bank, we don’t just offer accounts, we offer solutions. Let us create a custom proposal that is tailored to meet the specific needs of your business. Together, we can help you conquer whatever challenge comes your way and maximize the opportunity for your business success.
Call 1.800.438.6864
Let us contact you >
Find a branch >
Are you a current customer of Uwharrie Bank?
Yes
No
What is your average total deposits (Checking, Savings, Money Market, CDs) held at Uwharrie Bank?
$5,000 - $9,999.99
$10,000 - $14,999.99
$15,000 - $19,999.99
$20,000 - $24,999.99
$25,000+
What is your average total loans, excluding credit cards, held at Uwharrie Bank?
$5,000 - $9,999.99
$10,000 - $14,999.99
$15,000 - $19,999.99
$20,000 - $24,999.99
$25,000+
Do you have a mortgage with Uwharrie Bank?
Yes
No
Was the original amount of the mortgage loan greater than $100,000?
Yes
No
Do you have a Business Checking account with Uwharrie Bank?
Yes
No
Select the features that are important to you
Reimbursement of ATM fees
Unlimited ATM transactions
Earning interest on balances
Online banking and bill payment
Mobile banking app
Free checks
Write checks
Debit card
What is your current age?
age
22 or under
23 – 59
60 or greater
Leadership Checking
Leadership has its privileges. With this account the basics like online and mobile banking are covered, but then enjoy additional perks like exclusive access to our Leadership Money Market account and accessing your money from any ATM in the world for no fee… and we will even refund any ATM surcharges.
WHY IS THIS ACCOUNT THE BEST FIT FOR ME?
Account Features Include:
Reimbursement of foreign ATM fees
Unlimited ATM transactions
Earning interest on balances
Online banking and bill payment
Mobile banking app
Free checks
Write checks
Debit card
Can Deposit Money Via:
Direct deposit
Drive through
ATM
In branch
Mobile
Learn More
Call 800.438.6864
Contact Us
Smart Checking
Our Smart Checking account gives you all the flexibility you need in a checking account. Based on your age you currently qualify for our Smart Checking and we will waive the $5 Monthly Maintenance Fee.
WHY IS THIS ACCOUNT THE BEST FIT FOR ME?
Account Features Include:
Unlimited ATM transactions
Online banking and bill payment
Mobile banking app
Write checks
Debit card
Learn More
Call 800.438.6864
Contact Us
Smart Checking
Our Smart Checking account gives you all the flexibility you need in a checking account. While there is a $5 monthly maintenance fee, we offer you multiple easy ways to avoid this fee just by using the account. Ways you can avoid the fee include:
Opting to receive eStatements
Having one or more direct deposits during a statement cycle
Having 10 or more debit card transactions during a statement cycle
Maintaining a $500 minimum balance every day during a statement cycle
WHY IS THIS ACCOUNT THE BEST FIT FOR ME?
Account Features Include:
Unlimited ATM transactions
Online banking and bill payment
Mobile banking app
Write checks
Debit card
Learn More
Call 800.438.6864
Contact Us