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Find The Right Checking Account For You

Our Recommendation

What do you anticipate will be your checking account’s minimum monthly balance?

What do you anticipate will be your total deposits (checking, savings or CDs) for your business?

If you are a non-profit, or a State, County, Municipal Agency, please contact us for a recommendation.

Business Select Checking

This checking account is a cost-conscious choice for small to medium-sized businesses. You’ll receive 525 free items each month and a lot of extra benefits.

WHY IS THIS ACCOUNT THE BEST FIT FOR ME?

Account Features Include:
  • Waived monthly maintenance fee of $30 based on keeping a minimum balance of $7,500
  • Waived monthly maintenance fee of $30 based on keeping total deposits with us at $20,000 or greater
  • 525 items included monthly*
  • Online banking and bill payment
  • Mobile banking app
  • eStatements
  • Detailed statements with check images
  • Write checks
  • Debit card
Can Deposit Money Via:
  • Direct deposit
  • Remote deposit
  • Drive through
  • ATM**
  • In Branch
*This includes deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions, and POS transactions. **Can complete at all Uwharrie Bank ATMs with a Business Uwharrie Bank Debit Card.

Business Advantage Checking

This affordable account offers an excellent way for medium-sized businesses to manage cash flow. Receive 300 items each month at no additional charge and enjoy a complete line of free services.

WHY IS THIS ACCOUNT THE BEST FIT FOR ME?

Account Features Include:
  • Waived monthly maintenance fee of $20 based on keeping a minimum balance of $5,000
  • Waived monthly maintenance fee of $30 based on keeping total deposits with us at $20,000 or greater
  • 300 items included monthly*
  • Online banking and bill payment
  • Mobile banking app
  • eStatements
  • Write checks
  • Debit card
Can Deposit Money Via:
  • Direct deposit
  • Remote deposit
  • Drive through
  • ATM**
  • In Branch
*This includes deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions, and POS transactions.**Can complete at all Uwharrie Bank ATMs with a Business Uwharrie Bank Debit Card.

Economy Checking

This practical checking account is a solid choice for smaller businesses. Take advantage of 150 free items each month and a complete line of free services.

WHY IS THIS ACCOUNT THE BEST FIT FOR ME?

  • Waived monthly maintenance fee of $12 based on keeping a minimum balance of $2,500
  • 150 items included monthly*
  • Online banking and bill payment
  • Mobile banking app
  • eStatements
  • Write checks
  • Debit card
Can Deposit Money Via:
  • Direct deposit
  • Remote deposit
  • Drive through
  • ATM**
  • In Branch
*This includes deposits, checks paid, checks deposited, paper drafts, electronic debits and credits, ATM transactions, and POS transactions.**Can complete at all Uwharrie Bank ATMs with a Business Uwharrie Bank Debit Card.

Custom Proposal

You have a unique business with unique needs. At Uwharrie Bank, we don’t just offer accounts, we offer solutions. Let us create a custom proposal that is tailored to meet the specific needs of your business. Together, we can help you conquer whatever challenge comes your way and maximize the opportunity for your business success.

Do you have a mortgage with Uwharrie Bank?

Was the original amount of the mortgage loan greater than $100,000?

Do you have a Business Checking account with Uwharrie Bank?

What is your current age?

Leadership Checking

Leadership has its privileges. With this account the basics like online and mobile banking are covered, but then enjoy additional perks like exclusive access to our Leadership Money Market account and accessing your money from any ATM in the world for no fee… and we will even refund any ATM surcharges.

WHY IS THIS ACCOUNT THE BEST FIT FOR ME?

Account Features Include:
  • Reimbursement of foreign ATM fees
  • Unlimited ATM transactions
  • Earning interest on balances
  • Online banking and bill payment
  • Mobile banking app
  • Free checks
  • Write checks
  • Debit card
Can Deposit Money Via:
  • Direct deposit
  • Drive through
  • ATM
  • In branch
  • Mobile

Smart Checking

Our Smart Checking account gives you all the flexibility you need in a checking account. Based on your age you currently qualify for our Smart Checking and we will waive the $5 Monthly Maintenance Fee.

WHY IS THIS ACCOUNT THE BEST FIT FOR ME?

Account Features Include:
  • Unlimited ATM transactions
  • Online banking and bill payment
  • Mobile banking app
  • Write checks
  • Debit card

Smart Checking

Our Smart Checking account gives you all the flexibility you need in a checking account. While there is a $5 monthly maintenance fee, we offer you multiple easy ways to avoid this fee just by using the account. Ways you can avoid the fee include:
  • Opting to receive eStatements
  • Having one or more direct deposits during a statement cycle
  • Having 10 or more debit card transactions during a statement cycle
  • Maintaining a $500 minimum balance every day during a statement cycle

WHY IS THIS ACCOUNT THE BEST FIT FOR ME?

Account Features Include:
  • Unlimited ATM transactions
  • Online banking and bill payment
  • Mobile banking app
  • Write checks
  • Debit card