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Business Manager and Non-Profit Checking

The Business Manager Checking Account is available to Sole Proprietorships and Non-Profit “501(c)(3)-(13), (19)” Organizations. Corporations, operating for profit, are not eligible to maintain a Business Manager Checking Account.

Account Features

  • Competitive interest*
  • Business online banking
  • Mobile banking
  • eStatements
  • Combined accounts statement

Terms & Fees

  • Monthly Maintenance Fee................................................................$ 15.00
  • Credits (paper and electronic)........................................................$ 0.45
  • Debits (paper and electronic)..........................................................$ 0.19
  • Checks Deposited
    • (per item drawn on other banks)...............................................$ 0.11
    • (per item drawn on Uwharrie Bank).........................................$ 0.09
  • Charge for Cash Deposited Over Limit........................................$1.20/ $1,000
  • Negative Collected Balance......................................................prime + 3%
  • Other Activity Charges..................................................................(As listed)

Rates

Balance Interest Rate Annual Percentage Yield (APY)
$0.01 - $999.99 0.05% 0.05%
$1,000 - $9,999.99 0.05% 0.05%
$10,000 and above 0.05% 0.05%

 

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* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effective November 29, 2019. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.

Interest earnings on Business Manager Checking and Non-Profit Checking are based on the following tiered rate structure: $.01 – $999.99; $1,000.00 – $ 9,999.99 ; $10,000.00 – and above. Interest is earned on the collected balance less reserves. Rates are subject to change daily.

Complete disclosure by account type, including terms, fees, rate information and much more are available at any of our offices. All interest rates are subject to change daily. To obtain current rate information, please contact an Account Executive at any of our convenient locations.