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Interest on Lawyers Trust Account (IOLTA)

The Interest On Lawyer’s Trust Account (IOLTA) is designed to comply with guidelines as set forth by the North Carolina State Bar. Participating attorneys authorize us to forward the interest earned on this account directly to the Board of Trustees of the IOLTA plan.

Account Features

  • Competitive interest*
  • Business online banking
  • eStatements
  • Combined accounts statement

Terms & Fees

  • No monthly service fee
  • $100 minimum deposit to open


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 - $999.99 0.05% 0.05%
$1,000 - $9,999.99 0.05% 0.05%
$10,000 and above 0.05% 0.05%
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* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effective 07/28/2023. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.

Complete disclosure by account type, including terms, fees, rate information and much more are available at any of our offices. All interest rates are subject to change daily. To obtain current rate information, please contact an Account Executive at any of our convenient locations.