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Public Funds Interest Checking

The Public Funds Interest Checking Account is available to State, County and Municipal Agencies.

Account Features

  • Competitive interest*
  • Business online banking
  • Mobile banking
  • eStatements
  • Combined accounts statement
  • Visa® debit card available

Terms & Fees

  • $15 monthly service fee
  • $100 minimum deposit to open
  • $0.45 for each credit
  • $0.30 for each debit
  • Checks Deposited
    • $0.09 for each check drawn on Uwharrie Bank
    • $0.11 for each check drawn on other banks
  • $1.20 for each $1,000 in cash deposited


  • Contact your Uwharrie Bank representative for more information about our current rates.
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* Interest is earned on the collected balance less reserves. Rates are subject to change daily.

Complete disclosure by account type, including terms, fees, rate information and much more are available at any of our offices. All interest rates are subject to change daily. To obtain current rate information, please contact an Account Executive at any of our convenient locations.