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Mortgage Refinance

glasses on refinancing document

If you are considering refinancing your mortgage, we may be able to help you secure a loan with a lower interest rate and more affordable payments. If the value of your home has gone up or the interest rate on your current mortgage has gone up, talk to us.

  • Competitive rates and low fees
  • Fast, local decisions
  • Experienced, personal service

Some benefits to consider:

    • Replace your mortgage with a lower interest rate saving you money and helping your budget
    • With a “cash-out” refinance you can borrow more than you currently owe providing cash for other needs
    • Refinance with a lower term at better interest rates and shorten the term of your loan at the same rate
    • Flexible term lengths from 10 to 30 years
    • You may be able to refinance without bringing cash to the table
    • In certain circumstances, you can refinance and get rid of the mortgage insurance you’re paying now


Apply NowCurrent Rates
Call 800.438.6864Talk to a Mortgage Loan Officer


Uwharrie Bank, NMLS# 447110

Normal credit approval applies.