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Christmas Club Account

A Christmas Club Savings account helps you prepare for holiday expenses in advance. Money is deposited throughout the year and the funds are distributed to you in time to get all of your Christmas shopping done.

You must have a checking account from which a predetermined amount is automatically transferred each month. The enrollment period starts the 2nd week in November and extends through the 3rd Tuesday in January. The funds that accumulate, throughout the year, will be deposited into your checking account on the last day of October.

Account Features

  • Enrollment period November-January
  • Earns interest*
  • Online banking
  • Mobile banking
  • eStatements

Terms & Fees

  • No monthly fees
  • $15 early closing fee


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 and above 0.25% 0.25%
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Call: 800.438.6864Contact Us

* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effective 07/28/2023. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.