[Skip to Content]

High Rate Passbook Savings

Specifically for our distinguished citizens age 55 and better, High Rate Passbook Savings offers a premium rate of interest and allows you to make cash withdrawals at any time, with no penalty. On qualifying balances, interest paid to your High Rate Passbook account is comparable to that paid on a six-month Certificate of Deposit (CD). It’s like having a CD and a savings account combined!

Account Features

  • Savings interest comparable to a six-month CD when you maintain an account balance of $10,000.00 or more. *
  • Access your account easily and quickly
  • Three withdrawals per quarter; additional withdrawals at a nominal fee per withdrawal
  • Combined accounts statement
  • FDIC Insured

Terms & Fees

  • $4 monthly fee waived with minimum balance of $1,000
  • $25 if closed within 12 months
  • $5 per withdrawal in excess of 3 per quarter
  • $10,000 minimum opening deposit


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 - $9,999.99 0.35% 0.35%
$10,000 - $19,999.99 0.35% 0.35%
$20,000 - $49,999.99 0.45% 0.45%
$50,000 and above 0.50% 0.50%
Facebook YouTube Instagram Twitter

Call: 800.438.6864Contact Us

Deposit of $10,000.00 required to open account.

* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effective 07/28/2023. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.

Complete disclosure by account type, including terms, fees, rate information and much more are available at any of our offices. All interest rates are subject to change daily. To obtain current rate information, please contact an Account Executive at any of our convenient locations.