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Money Manager Savings

Uwharrie’s Money Manager Savings account offers high returns on your money along with maximum flexibility. Earn money market interest rates while maintaining convenient access to your funds.

Account Features

  • Tiered interest rates that reward higher balances*
  • Unlimited in-person withdrawals
  • Six withdrawals allowed per statement cycle**
  • Online banking
  • Mobile banking
  • eStatements

Terms & Fees

  • Minimum balance of $1,000 to avoid $5 monthly fee
  • $5 fee per pre-authorized transfer in excess of 6 per month**
  • Minimum opening deposit of $1,000


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 - $9,999.99 0.05% 0.05%
$10,000 - $19,999.99 0.10% 0.10%
$20,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 and above 0.15% 0.15%


Call 800.438.6864Contact Us

* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effect May 12, 2017. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.

** Federal regulations require that all banks monitor activity on accounts classified as Savings/Money Market Accounts. No more than 6 (six) pre-authorized debits are allowed per calendar month. Pre-authorized debits would include ACH debits, internet transfers, transfers to cover overdrafts, etc. Regulations allow unlimited in-person or ATM withdrawals but bank fees may apply. Please feel free to contact us should you have any questions.