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Youth and Student Savings

Uwharrie Bank offers this special Youth and Student Savings account to help young people and students (up to the age of 23 – see bank for eligibility requirements) get started with a savings plan. With no minimums and no monthly fees, this account makes it easy to grow your balance. Once you’re no longer a student, the account converts to a Statement Savings account.

Account Features

  • Earns interest*
  • Online banking
  • Mobile banking
  • eStatements
  • Direct deposit available

Terms & Fees

  • No monthly fees
  • No minimum balance


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 and above 0.25% 0.25%
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Call: 800.438.6864Contact Us

* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effective 04/26/2024. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.