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Loans & Lines of Credit

Every business needs access to capital. Whether you need to restructure debt, finance equipment or open a line of credit, Uwharrie business lending can help your business grow.

Term Loans

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Term Business Loans

Designed to help you grow, affordable, local decisions.

Real Estate Loans

Experience, flexible terms, customizable, local decisions.

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Construction Loans

Experienced lenders, custom loans, competitive rates.

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Auto & Truck Loans

Upgrade a vehicle, revamp a truck fleet, new or used.

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Working Capital Loans

Designed to help you grow, short-term cash flow needs.

Lines of Credit

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Business Lines of Credit

Improved cash flow, short-term needs, local decisions.

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Business MasterCard®

Accepted worldwide, buying power, extended credit.

Government Guaranteed Loans

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SBA Small Business Loans

Low-interest financing, flexible terms, local decisions.

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USDA Commercial Loans

Loan guarantees to businesses in rural areas.

Specialty Loans

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Agricultural Loans

Financing for farm operations, customizable, local decisions.