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Loans & Lines of Credit

Every business needs access to capital. Whether you need to restructure debt, finance equipment or open a line of credit, Uwharrie business lending can help your business grow.

Term Loans

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Term Business Loans

Customizable loans to finance a variety of needs.

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Real Estate Loans

We offer flexible loans for real estate financing.

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Construction Loans

Financing options for building or renovating a facility.

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Auto & Truck Loans

Upgrade vehicles or finance a new fleet.

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Working Capital Loans

Provide cash flow through transitional periods.

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Lines of Credit

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Business Lines of Credit

Flexible credit for short-term cash needs.

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Business MasterCard® with Rewards

Worldwide buying power with no annual fee.

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Government Guaranteed Loans

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Small Business Loans (SBA Loans)

Low interest loans for small businesses.

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USDA Commercial Loans

The USDA offers loan guarantees to businesses in rural areas.

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Specialty Loans

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Agricultural Loans

Financing for operations of all sizes.

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