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Home Loans

Buying a home is a big moment in your life. We’d like to be there to make it the best experience possible. Whether you’re purchasing new property, refinancing, buying an investment or vacation home, Uwharrie has a financing plan for you.

Meet Our Dedicated Team

Home & Government Loans

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Fixed Rate Mortgage

Traditional loan, fixed interest rate, flexible amortization.

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Mortgage Refinance

Potential cash flow savings with a lower interest rate.

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Adjustable Rate Mortgage

More flexibility, lower starting payments, lower introductory rate, flexible terms.

Using Your Home’s Equity

FHA Mortgage

Affordable government backed loan, low down payments, flexible.

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VA Mortgage

Special financing for veterans or active-duty service members and their spouses.

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USDA Mortgage

Up to 100% financing, flexible terms, qualified homebuyers, rural communities.

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Construction Loan

Experienced lenders, interest only payments, flexible terms, include your land purchase.

Jumbo Mortgage

For mortgages greater than $726,200, up to 90% financing, flexible terms.

Affordable Housing

Solutions for first time homebuyers, down payment and closing cost assistance.