Our Platinum MasterCard^® Credit Card gives you access to spending power for shopping, dining, travel and other expenses. Enjoy the added benefit of ScoreCard^® Rewards and receive reward points for every purchase.

Key Benefits

• 0% Introductory Offer: Enjoy a 0% introductory APR for purchases and balance transfers for the first 6 months on new cards.
• Variable APR: After the introductory period, your APR will vary with the market based on the U.S. Prime Rate. As of 06/01/2025, your APR will be 14.49% to 24.49%, depending on your creditworthiness. Review Important Credit Terms for details.
• No Annual Fee: Benefit from no annual fee, keeping your costs low while maximizing your rewards.
• Reward Points: Earn reward points every time you use your card, redeemable for various options including 1% cash back, gift cards, air travel, hotel accommodations, and merchandise from leading national retailers. *
• Global Acceptance: Use your card with confidence at over 28 million merchants worldwide.
• Contactless: (tap-to-pay) technology for faster, more convenient and more secure transactions. This helps reduce checkout times and offers a touchless alternative to inserting or swiping.
• Cash Withdrawals: Access cash at any ATM accepting MasterCard, providing flexibility and convenience.
• 24-hour Customer Service: Enjoy around-the-clock customer service for any inquiries or assistance you may need.
• Additional Cards: Provide additional cards for family members, simplifying expense tracking and management.
• Interest-Free Grace Period: Benefit from a 25-day interest-free grace period on purchases.
• Extended Credit Line: Enjoy an extended credit line to support your family needs.
• Zero Liability for unauthorized transactions. Zero Liability applies to transactions made in-store, over the telephone or online **
• Card Controls & Alerts: Directly control both your credit and debit cards. Login to your Online Banking account or enroll today and gain access to card controls and alerts. Turn them on/off, set spending preferences and receive real-time alerts for the transactions you choose.
• Full list of benefits associated with Platinum MasterCard

Let’s Get Started

Enable access to spending power! Experience the difference of banking with Uwharrie Bank. Contact us via the buttons below, at 800.438.6864 or visit one of Our Locations to speak with a representative.

Redeem your ScoreCard^® Rewards points at: www.ScoreCardRewards.com. For 24-hour customer service or to report a lost or stolen Debit/Credit card, please call 800.438.6864.

* Rewards are offered through a third party, are not bank products and fees and/or conditions may apply.
** Certain terms, conditions and exclusions apply.