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Commercial Analysis Account

Our Commercial Analysis Account is designed for commercial customers with a high volume of activity. An Earnings Credit is applied to balances in the account that may offset service charges and other activity charges.

Account Features

  • Earnings credit based on average collected balance
  • Credit can be applied to offset fees
  • Fees calculated through automated analysis
  • Business online banking
  • eStatements

Terms & Fees

  • Monthly Maintenance Fee..............................................................$ 15.00
  • Credits (paper and electronic)......................................................$ 0.45
  • Debits (paper and electronic).......................................................$ 0.30
  • Checks Deposited
    • (per item drawn on other banks)............................................$ 0.11
    • (per item drawn on Uwharrie Bank)......................................$ 0.09
  • Charge for Cash Deposited...........................................................$1.20/ $1,000
  • Negative Collected Balance..........................................................prime + 3%
  • Other Activity Charges....................................................................(As listed)

 

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The earnings credit rate (ECR) is determined by the bank and will be applied to the average collected balance less reserves using the following tiered rate structure: $.01 – $24,999.99 and $25,000.00 and above.

Complete disclosure by account type, including terms, fees, rate information and much more are available at any of our offices. All interest rates are subject to change daily. To obtain current rate information, please contact an Account Executive at any of our convenient locations.