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Commercial High Rate Savings

Commercial High Rate Savings offers a premium rate of interest and allows you to make cash withdrawals at any time, with no penalty. On qualifying balances, interest paid to your Commercial High Rate Savings account is comparable to that paid on a six-month Certificate of Deposit (CD). It’s like having a CD and a savings account combined!

Account Features

  • Savings interest comparable to a six-month CD when you maintain an account balance of $10,000.00 or more. *
  • Access your account easily and quickly, whenever you need it, with no early withdrawal penalty
  • Three withdrawals per quarter; additional withdrawals at a nominal fee per withdrawal
  • Combined accounts statement
  • FDIC Insured

Terms & Fees

  • $5 monthly fee waived with minimum balance of $1,000
  • $25 if closed within 12 months
  • $5 per withdrawal in excess of 3 per quarter
  • $0.35 per item in excess of 50 per statement cycle
  • $10,000 minimum opening deposit


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 - $9,999.99 0.35% 0.35%
$10,000 - $19,999.99 0.35% 0.35%
$20,000 - $49,999.99 0.45% 0.45%
$50,000 and above 0.50% 0.50%
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Deposit of $10,000.00 required to open account.

* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effective 04/26/2024. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.

Complete disclosure by account type, including terms, fees, rate information and much more are available at any of our offices. All interest rates are subject to change daily. To obtain current rate information, please contact an Account Executive at any of our convenient locations.