[Skip to Content]

Home Loans

Buying a home is a big moment in your life. We’d like to be there to make it the best experience possible. Whether you’re purchasing new property, refinancing, buying an investment or vacation home, Uwharrie has a financing plan that will get it done.

Most Popular

Fixed Rate Mortgage Banner Image

Fixed Rate Mortgage

A traditional loan with an interest rate that stays the same for the entire term of the loan.

Learn more
Adjustable Rate Mortgage Banner Image

Adjustable Rate Mortgage

This loan offers a lower introductory interest rate that adjusts after the initial period.

Learn more
Construction Loan Banner Image

Construction Loans

This funds a renovation or construction project and converts to a permanent mortgage later.

Learn more
Jumbo Loan Banner Image

Jumbo Mortgage

A jumbo mortgage is a home loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac.

Learn more

Low Down Payment and Government Loans

FHA Loan Banner Image

FHA Loan

This is an affordable government-backed loan with low down payment and flexible credit requirements.

Learn more
VA Loan Banner Image

VA Mortgage

Insured by the Department of Veteran Affairs, this program is for qualified veterans and military families.

Learn more
USDA Loan Banner Image

USDA Mortgage

A loan offered through the U.S. Department of Agriculture featuring 100 percent financing for qualified home buyers.

Learn more