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Statement Savings

Statement Savings is an easy, convenient savings account that lets you grow your savings. Use automatic deposits and watch how quickly your balance grows. At Uwharrie, you can open your account with as little as $100 and start earning competitive interest.


Account Features

  • Earns interest*
  • Up to 2 withdrawals a month with no penalty**
  • No excessive withdrawal fees for account balances of $2,500 and up
  • Six withdrawals allowed per statement cycle**
  • Online banking
  • Mobile banking
  • eStatements

Terms & Fees

  • $5 monthly fee waived with minimum balance of $300
  • $2 fee per withdrawal in excess of 2 per month (fee waived with $2,500 minimum balance)
  • $5 fee per pre-authorized transfer in excess of 6 per month**
  • Minimum opening deposit of $100


Balance Interest Rate Annual Percentage Yield (APY)
$0.01 and above 0.05% 0.05%


Call 800.438.6864Contact Us

* Interest is earned on the collected balance less reserves. Rates are subject to change daily. Current rates effect May 12, 2017. Call 800.438.6864 or visit your local branch for current rates. Fees may reduce earnings.

** If minimum daily balance is $2,500 or above no fee will be charged for excess withdrawals. Federal regulations require that all banks monitor activity on accounts classified as Savings/Money Market Accounts. No more than 6 (six) pre-authorized debits are allowed per statement cycle. Pre-authorized debits would include ACH debits, internet transfers, transfers to cover overdrafts, etc. Regulations allow unlimited in-person or ATM withdrawals but bank fees may apply. Please feel free to contact us should you have any questions.